TY - JOUR U1 - Zeitschriftenartikel, wissenschaftlich - begutachtet (reviewed) A1 - Helmsmüller, Simona A1 - Landmann, Andreas T1 - Does free hospitalization insurance change health care consumption of the poor? Short-term evidence from Pakistan JF - The Geneva Risk and Insurance Review N2 - We analyze short-term effects of free hospitalization insurance for the poorest quintile of the population in the province of Khyber Pakhtunkhwa, Pakistan. First, we exploit that eligibility is based on an exogenous poverty score threshold and apply a regression discontinuity design. Second, we exploit imperfect rollout and compare insured and uninsured households using propensity score matching. With both methods we fail to detect significant effects on the incidence of hospitalization. Whereas the program did not meaningfully increase the quantity of health care consumed, insured households more often choose private hospitals, indicating a shift towards higher perceived quality of care. KW - Health insurance KW - Universal health care KW - Program evaluation KW - Health care consumption KW - Pakistan Y1 - 2022 UN - https://nbn-resolving.org/urn:nbn:de:hbz:1044-opus-59809 SN - 1554-964X SS - 1554-964X U6 - https://doi.org/10.1057/s10713-021-00069-0 DO - https://doi.org/10.1057/s10713-021-00069-0 VL - 47 IS - 1 SP - 238 EP - 275 PB - Palgrave Macmillan ER -