TY - RPRT U1 - Arbeitspapier A1 - Avdeenko, Alexandra A1 - Frölich, Markus A1 - Helmsmüller, Simona T1 - Changing Business Practices of Micro and Small Enterprises: Evidence from an RCT with 12 Financial Service Providers T2 - CEPR Discussion Paper UR - https://ssrn.com/abstract=3886734 VL - No. DP16265 SP - 56 S1 - 56 ER -