TY - RPRT U1 - Arbeitspapier A1 - Avdeenko, Alexandra A1 - Frölich, Markus A1 - Helmsmüller, Simona T1 - Changing Business Practices of Micro and Small Enterprises: Evidence from an RCT with 12 Financial Service Providers UR - https://ssrn.com/abstract=3886734 SP - 56 S1 - 56 PB - Elsevier ER -