Fachbereich Wirtschaftswissenschaften
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As from the beginning of the late 70's an impressive number of innovative electronic payment systems have been developed and tested commercially. However, the resulting variety and complexity of the systems have turned out to be one of the obstacles for the broad acceptance of electronic payment. In this paper we propose a process and service oriented framework, which offers a structural and conceptual orientation in the field of electronic payment. It renders possible an integral view on electronic payment that goes beyond the frame of an individual system. To do this, we have generalized the systems-oriented approaches to a phase-oriented payment model. Using this model, requirements and supporting services for electronic payment can be sorted systematically and described from both the customers' and the merchants' viewpoint. Providing integrated payment processes and services is proving to be a difficult task. With this paper we would like to outline the necessity for a Payment Service Provider to act as a mediator for suppliers and users of electronic payment systems.
Currently, there is a global problem of an increasing need of energy. There will be less fossil fuel, which will be more expensive in the future. The regenerative energies are getting more and more important. The subject deals with the problem of economical feasibility of geothermal energy systems. Its goal is to analyze nessesary conditions and aspects for realizing geothermal energy systems in comparison to and competition with traditional energy sources. The geothermal energy recovery is economically advantageous if the investment costs, esp. the drilling costs, could be reduced significantly. It only seems possible to open up a big opportunity for realizing geothermal energy systems by using a rock melt drilling technology, to reduce the investment costs significantly.
A reference model is always developed in order to support a specific purpose. The development environment is setting the broader context. Limitations are not only set by size and experience of the modeler team or by budget and time constraints. The intended usage scenario also defines the fundamental contour of a reference model. During the practical work with reference models, a range of key issues has come up to increase the suitability of reference models for daily use. As the result of many projects, the authors have summarized the key issues and formulated critical success factors for reference modeling projects.
Currently, there is a global problem of an increasing need of energy. There will be less fossil fuel, which will be more expensive in the future. The regenerative energies are becoming more and more important. The subject deals the problem of economical feasibility of geothermal energy systems. Its goal is to analyze necesary conditions and aspects of realizing geothermal energy systems in comparison to and competition with traditional energy sources. The geothermal energy recovery is economically advantageous if the investment costs, esp. the drilling costs, could be reduced significantly. It only seems possible to open up a big opportunity for realizing geothermal energy systems by using a rock melt drilling technology, to reduce the investment costs significantly.