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This article explores the opportunities, challenges, as well as the activities of the Chinese governmental and commercial stakeholders to promote cross-border e-commerce trade between China and Africa, based on the classification and correlation analysis of the literature from 2011 to 2019. The results show that the biggest driver for the development of China-Africa cross-border e-commerce trade is the gap between the rapid growth of the African population, especially the middle class, and the limited local capability to satisfy their demand. The rapid development of the internet and mobile internet is another driving factor. The biggest challenge is the last mile delivery of logistics, and online payment issues in Africa. At the macro-level the Chinese government has promoted measures such as infrastructure investment, e-commerce test zones and the establishment of pilot projects. At the firm level, Chinese companies have focused on solving practical micro-level local operational problems such as logistics, online payment, and talent training. The results also show that the referred literature is still in its infancy, mostly theoretical and less practical, and requires more in-depth domain specific analysis in the future.
Until recently, studies regarding e-banking transactions have focused more on motivational factors that trigger the intention to accept and use the e-banking transaction, rather than the de-motivational factors that propel the action. However, in the developing countries like Sub-Sahara economies, the factors associated with the former have not been explored and are still rudimentary in the literature. Drawing from the Technology Threat Avoidance Theory (TTAT), the study seeks to examine the impact of online identity theft on customers’ willingness to engage in e-banking transactions in Ghana. A quantitative survey of 393 valid responses from retail bank customers amongst two leading commercial banks in Ghana for the analyses. Results from the PLS-SEM showed that the research constructs; perceived online identity theft’ positively and significantly predict “fear of financial loss”, “fear of reputational damage”, and “security and privacy concern” whilst the former has a negative mediated-relationship between perceived online identity theft and the intention to engage in e-banking transaction. This study is the first of its kind that has extended the application of the TTAT framework into the study of e-banking transactions. The study serves as a practical tool that will enable the banks in their quest to assess customers’ restriction/aversion towards the use of Fintech while ensuring sustainable growth of e-banking transactions in an emerging economy context. The study is limited to only banking institutions in Ghana without considering other players in the financial sub-sector. Future research direction has been suggested in the concluding part of the paper.
Do socio-economic factors impede the engagement in online banking transactions? Evidence from Ghana
(2020)
Researchers have long pondered on the online banking transaction adoption. Some of these studies focus primarily on the motivating factors that affect customers’ intention to adopt/accept these services (technologies). However, research into the constraining factors, in particular socio-economic factors, barely exist in the literature, especially in the context of sub-Saharan Africa. Against this background, the paper seeks to fill in this gap by: (1) assessing the socio-economic factors impeding the engagement of e-banking transactions among retail bank customers in Ghana, and (2) examining the moderating effect of ‘customer experience of Internet’ on the identified factors that inhibit the engagement in online banking in Ghana. The paper used a quantitative research approach to obtain data from two leading Ghanaian banks. Out of the 450 questionnaires distributed, 393 were valid for analysis. Data were analyzed with the aid of PLS-SEM (partial least squares and structural equation modeling). Findings revealed that perceived knowledge gap and the price of digital devices were directly important to the intention to disembark on e-banking transactions among Ghanaian bank customers. Whilst customer experience (frequent use of the Internet), as a moderator variable, has a significant effect on the interaction between perceived knowledge gap and the intent to disembark on e-banking transactions; and finance charges and the intent to disembark on e-banking transactions. Study implications and directions for future research are discussed in the paper.
Entscheidung für eine Hochschule fällt nicht von ungefähr: Im Wettbewerb um Talente gilt es, bei ausländischen Studierenden Aufmerksamkeit zu erzielen, sie zur Bewerbung und zur Aufnahme des Studiums zu motivieren. GATE-Germany hat einen Leitfaden zu Einsatz und Eignung unterschiedlicher Kommunikationsinstrumente erstellt (z.B. Messen, Anzeigen, Broschüren, Websites), der auf den Ergebnissen einer internationalen Studie beruht.
Neural networks in a multilayer perceptron architecture are able to classify data and approximate functions based on a set of sample data (curve fitting). These properties are used to investigate experimentally the applicability of neural networks for cost estimation in early phases of product design. Experiments are based on pilot cost data from a manufacturing company. In addition, artificially created simulative data are used for benchmarking. The cost estimation performance is compared to conventional methods, i.e. linear and non-linear parametric regression. Neural networks achieve lower deviations in their cost estimations. Beyond the use of standard neural architectures, simple modifications for a performance improvement are suggested and tested. Finally, a profile for situations where neural networks are appropriate is derived from the results.
Die Internetpräsenz einer Hochschule ist für ausländische Studierende häufig die erste Informationsquelle auf der Suche nach einem geeigneten Studienstandort. Um die Website für die Nutzer besonders verständlich zu gestalten, sollten neben den grundlegenden Regeln des Webdesigns einige elementare Gestaltungshinweise beachtet werden. Der Leitfaden gibt dazu Anregungen und wertvolle Tipps.
Zu Beginn werden verschiedene Dienstleistungskategorien, nach Samson und Snape, aufgezeigt. Danach erfolgt eine Differenzierung von "harten" und "weichen" Dienstleistungen. Das sog. Modell zur Klassifizierung internationaler Dienstleistungen nach Vandermerwe / Chadwick wird im Anschluss thematisiert. Zur Verdeutlichung wird dieses Modell beispielhaft bei Brief-Dienstleistungen angewendet. In einem abschließenden Fazit werden, neben weiteren Punkten, die Praktikabilität und die Signifikanz dieses Modells erläutert.
Information spielt in jeder arbeitsteilig organisierten Volkswirtschaft eine wichtige Rolle. Nur durch den Austausch von Informationen ist eine Koordination von Leistungserstellungs- und Allokationsprozessen möglich. "Alles das, was ... geteilt, gespalten oder weiter untergliedert – mit einem Wort: was aufgelöst worden ist, muß durch ein System von Information und Kommunikation wieder verbunden werden" (1). Ein Betrieb ist ohne Informationsfluß im Inneren und nach außen schlichtweg nicht funktionsfähig.
改进科技教育和科研工作--一位德国学者的几点看法
(1997)
